Banking & Finance, Insurance

 
ILA members are owners of the well known law firms  rendering legal services in various aspects of the banking and financial sector. They advise domestic and international financial companies, institutions and banks including non-banking financial companies on securitization laws, securities, derivatives, restructuring, banking and insolvency, asset finance, project finance and insurance. Our member attorneys possess significant experience with legislations and regulations concerning securities, securities transfers and privacy, including collection, use and disclosure of information in a financial context.

Our member Firm advises its clients on provisions under different Banking Regulation Act in existence around the globe. Our member Firm also advises clients on structuring of foreign investments in the banking sector across worldwide.

Services rendered by our member Firm in the financial sector include acquisition finance, project finance, legal opinions, drafting escrow, consortium, mortgage, pledge and lien agreements and loan agreements, credit & security documentation. Our member Firm also deals in securitization of assets, cases with respect to dishonor of cheques, debentures, guarantees and other forms of securities, etc. Our member Firms represent many financial institutions in civil and criminal litigation, consumer matters and arbitration.

Our member Firm also assists its clients in complying with different banking  regulations, company laws, capitalization norms and acquiring required statutory approvals. Our member Firm has advised many reknowned companies in raising funds  issuance of commercial papers, net owned fund, fit and proper norms, capital adequacy norms, ceiling on credit investment concentration, know your customer norms, repossession of the assets on default, etc. They also advise them on bank finance, mode of employment, facilitated regulatory clearances and facilitate entry routing and business set-up of various multinational companies.

INSURANCE

The insurance sector has also been fast developing. Our member Firm deals in insurance and financial institutions regulations. They provide legal advice and representation related to Insurance Laws as well as address insurance and reinsurance coverage issues arising out of a wide variety of claims, including bad faith claims, environmental related claims, construction defect claims, construction bodily injury claims, personal injury claims, employment-related claims, product liability claims, professional liability claims, general liability claims and claims related to storm, fire, water losses, etc.

Our member Firm’s finance practice represent lenders, underwriters, arrangers, borrowers and other clients in their various roles in financing transactions and provide reasoned and timely advice concerning mergers and acquisitions, leveraged buyouts, tender offer financing, joint ventures, and other credit transactions. They also deal in obtaining licensing and regulatory approvals for investment companies etc.

The banking and financial services industry is one of the Firms most significant areas of industry focus. Because the level of legal services provided to clients in this industry is as wide as it is deep, our member Firms are regarded for their excellence, consistency and commercial pragmatism, and are rapidly earning the reputation for working on innovative and challenging transactions.

In addition to working with many financial services clients, our member Firms are also steadily building a reputation. Lawyers at our member Firms are intimately familiar with loan and security documentation, credit policies, market trends, and the politics of syndicated situations and have represented clients on structured products, syndicated lending, project finance, ECBs (external commercial borrowings) and plain vanilla bilateral lending deals.

Our member lawyers specialize in crafting creative securitisation and other financing structures. our member  Firms have unparalleled experience in bank securities offerings and its banking and finance practice covers a wide range of financing transactions such as:

  • Asset Finance and reconstructions and schemes of arrangement
  • Structured finance, project finance and public private partnerships across all infrastructure and energy sectors
  • Corporate debt, including syndicated loans, secured and unsecured loans, revolving credits, guarantee facilities and other forms of security
  • Debt Restructuring and refinancing
  • Securitization
  • Real Estate financing
  • Structured lending
  • Secured property lending
  • Structuring transactions
  • Drafting term sheets and transactional documents,
  • Negotiations, advising on the regulatory framework and related issues.